Welcome To My Website!

I'm more than just jewelry!



Use your Visa, Mastercard, Discover Or American Express and Debit Card to cash order.

When you pay for your order with a credit or debit card. Please give a phone number and email address when filling our the shipping process on the Pay Pal screen. I ask for this information in case i need to contact you about your order, Thanks.



Click on the Aroma Theraphy button for all the details.


To order your Sterling Silver catalogs click the Sterling Silver button.

You can also order gold jewelry items from that buttons pages.


Layaway is here!! I offer *3-12 month layaway*. Text your name and number to 540-589-4537  9 am to 9 pm, I will call you back within 3 minutes or less. You can layaway Jewelry, Aroma Theraphy & Toys items.

Buttons cannot be laid away. But I will finance your order up to 12 months.


Shipping Cost

All non-gold items. Standard: $7.99

All gold items. $25.00 Air Service

When ordering any gold items. Choose Air Service when you check out. Fee covers  Carrier & Insurance. 

NOTE: On smaller gold items the shipping & insurance cost may be close to the ordered items price. The shipping & insurance price can't be changed as my gold suppliers are shipping your order from the west coast by air. 

Each order placed earns 5 % of your orders subtotal in Free Merchandise $$$$'s. Note: Free Merchandise $$$$'s can not be redeemed for my Button Making Service.

You can use your Merchandise $$$$'s right away when you pay for your order in full using your credit or debit card. If you are having your order financed with me, you can use your Merchandise $$$$'s after a paid in full balance. Pay Pal financing allows use of your Merchandise $$$$$'s (12) twelve business days after your order is shipped. Let them build to get higher sale price items.



If you want financing, text me your name and number 9 am to 6 pm Monday - Friday and I will call you back in 3 minutes or less and I can give you all the financing information in as little as 1 minute. You only have to text me once. I ask that because I don't answer calls that don't show a name. And I do that because I get a lot of solicitation calls daily.

I offer financing with No Credit Check, No Interest or Finance Charge and No Processing Fees of any kind. If you can't pay the down payment all at once. I will allow you to make payments and then i will place your order when the down payment amount is met. Then you will pay off your balance according to the financing terms below. Or you can Layaway your order.

You can apply to Pay Pal for possible financing also. Instructions are on their Banner at the top of each page.



Terms & Conditions for Monthly Financing

Upon receiving my text that I want monthly financing. Michael P. Tate, Sr. owner of  Michael's Jewelry shall contact me via his cell phone to get all my information. Michael P. Tate, Sr. will then use my debit card information given to him by me to charge my debit card for the down payment amount needed to start processing my order. Or he will charge my debit card for the number of payments needed to meet my down payment. I will then give Michael P. Tate, Sr., owner of Michael's Jewelry permission during our phone call to charge my debit card each month for the total number of monthly financed payments due him on the date due date I have agreed upon. The financed monthly payment amount and due date will be shown on my multi-purpose, computer generated order form that will be included with my order. To complete my agreement to Michael P. Tate, Sr. on his companies terms for monthly financing. I will click on the Contact Us button on this site and fill in all required spaces including the space where my signature, my job, my home address, banking or credit union institution and social security number information is required to show I am agreeing to his terms for monthly financing. Any box that is not checked as required, is required to be filled in if you are having, me, Michael P. Tate, Sr. finance your order.

You are also agreeing not to go to another banking or credit union institution and or cancel the debit card I will be using and or get a new debit card to keep me, Michael P. Tate, Sr. from making the agreed upon number of monthly payments due Michaels Jewelry from the debit card information that was given to me during your call-in phone order for financing. You agree to have in your checking account enough money to allow for the debit card charge that I, Michael P. Tate, Sr. will be making to process successfully on your payment due date. If any monthly debit card charge does not process successfully, a late fee of $35.00 will be added to my account balance each time that happens. If there are three consectutive back-to-back failed debit card charge attemps. Michael P. Tate, Sr., the owner of Michael's Jewelry will then start legal action to get all monies owed his company and I agree I will be responsible for all legal cost incurred by Michael P. Tate, Sr. owner of Michael's Jewlery to obtain all money owed him.


Terms and Conditions for Merchandise Replacement

I Michael P. Tate, Sr. owner of Michael's Jewelry will replace any item once/onetime if returned to me in sellable condition within 30 days of the shipment date. This merchandise replacement does not cover items that are scratched, bent, have missing stones, missing parts and or apparant abuse of returned item(s). Button items are not covered by these replacements Terms and Condition. I Very, Very carefully inspect all Button items to insure all buttons are perfectly made before shipment to you. Aroma Theraphy items are not covered, except for my Electric Aroma Lamps. I will replace those.


Your Computer Generated Signature Agreement.

I agree to let Michael P. Tate, Sr., owner of Michaels Jewelry type my full name in the space provided on his companies multi-purpose, computer generated order form and that will be my signed signature authorizing him to proceed with processing my order be it a website, layaway, call-in, add to my account or financed order.


Liability Disclaimer

Michael P. Tate, Sr., the owner of Michael's Jewelry assumes No Responsibility and or Liability for anything that may happen and or occur to the person that orders merchandise from Michaels Jewelry's website and or from a Michael's Jewelry *Aroma Theraphy Home or Church Party* and or anything that is ordered by phone. And Michael P. Tate, Sr. owner of Michael's Jewelry will not be Responsible and or Liable for anything that may happen to anyone receiving any of the merchandise from  an ordering customer who may then give that item or items as a gift, prize or as compensation of any kind and or for any reason and or in any other form, fashion or manner.


Picture View

Always click on any picture for the correct view of the picture and all information about the item. To see all items bigger. Click on the Wheel beside the star at the top right of your screen and select a higher zoom from the drop down menu.


I offer engraving of select Sterling Silver items when ordered from your purchased Sterling Silver catalog(s). Those items are marked in the catalogs as being engravable and show the total number of letters and or numbers that can be engraved on that selection.


Don't forget to check out my Button Making Service. Click on the Button Making Service button for full details and to check out the COOL Ready-Made Designs I offer.



If any item or items you are ordering are out of stock and you have placed your order via Pay Pal using your credit or debit card. I will do a charge back to your card account within 3 business days after I have found the item or items to be out of stock. I will call you and text you on the fourth (4th) day to see if you want to choose another item or items.


7-10 Business Days After Order Shippment. These days does not count Saturday & Sunday.

Michaels Jewelry reserves the right to fix any text and or word descriptions, pricing amounts, pictures and or make any other changes as I see fit that may have been posted on my website due to human error. 

I Thank You for visiting my website and your order(s). 

Have questions. Use the Contact Us Button.

Sincerely, Michael P, Tate, Sr.
Michael's Jewelry
1010 Staunton Ave / Roanoke, Va. 24017

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